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Your First Home

Looking to purchase your first home? Click here to request a complimentary copy of Your First Home: The Proven Path to Home Ownership.

The First Step

This is the most important step

  • First - Get Qualified

May I suggest you contact a mortgage lender, please use a local lender for a smooth hassle free process.

I frequently work with the following Lenders:

Ed Butler @  WR Starkey Mortgage, his number is 704-281-3822. He can also be reached via email by clicking on the following link www.loansbyedbutler.com

Liz Ciardi @ Wells Fargo, her number is 803-396-4491. She can be reached via email by clicking www.lizciardi.com

Erik Stephens @ Countrywide, his number is 704-564-3113. He can be reached via email by clicking on the following link www.countrywidelocal.com/erikstephens

 

You can be qualified over the phone in 5 minutes and approved within 24 hours with a written mortgage commitment. You then can act as a "cash buyer".

A short conversation with a lender will give you your exact price range parameters. They will explain the mortgage programs available to you, and give a very precise estimate as to closing costs and down payments that would be applicable to the price range. This will also give you the exact down payment amount needed to purchase your home.

  • Second - Check the Inventory

Having determined what your price range is, I can advise you of available properties within that price range. At our first meeting we can review the MLS listing information for all of the qualifying properties. At that time you can decide which properties are desirable for you. If you do not know the area, please drive the area and decide if that particular area is appealing to you.

  • Third - Make a Selection

Once the price and area have been determined we are then confidently able to look at property and make your selection. This 3 step program has been shown to work time and time again with great success and makes the selection process a pleasurable experience.

Following this process will allow you to more easily understand the various steps involved in purchasing real estate in your selected area of choice and the ability to drive a hard bargain. I am looking forward to working with you.